Executive Summary

Co-authored by FT Partners & BCG, this in-depth report draws on FT Partners’ deep industry knowledge and proprietary FinTech database, BCG’s FinTech Control Tower platform, extensive primary research, and interviews with FinTech executives, investors, and industry leaders across global markets. It assesses the current state of the sector and identifies the trends that will shape FinTech’s next chapter. The report identifies FinTech’s current moment as materially different from both the boom years and the correction period. The sector has rebounded into a more mature, more selective, and more strategically consequential landscape, one where the basis of competition is shifting from digital nativity and category creation to profitable scale, regulatory readiness, and the translation of new technologies into durable operating advantage.

Global FinTech Revenues Surpass Half a Trillion Dollars, Growing Four Times Faster Than Traditional Banks

• BCG and FT Partners’ Global FinTech Report 2026 Finds Sector in Full Resurgence, with $504 Billion in Revenues and 22% Growth

• 74% of Largest Public FinTech Companies Now Profitable; EBITDA Margins Up 400 Basis Points

• Equity Funding Jumps 53% to $58 Billion; FinTech Companies Out-Acquire Banks in M&A for First Time on Record

• Regulatory Gap Between Banks and FinTech Companies Narrowing in US, UK, and EU as Charter Applications Rise