PLEASE READ THESE TERMS AND CONDITIONS (THE "TERMS") CAREFULLY BEFORE USING THIS FINANCIAL TECHNOLOGY TRANSACTION DATABASE (THE "DATABASE"), WHICH IS PROVIDED TO YOU ("YOU") BY FINANCIAL TECHNOLOGY PARTNERS LP ("FT PARTNERS"). IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS DATABASE IN ANY MANNER.

These Terms constitute the entire agreement between You and FT Partners and governs Your use of the Database, and supersedes any and all prior agreements, written or oral, between You and Financial Technology Partners regarding the Database. Notwithstanding the foregoing, FT Partners' Privacy Policy, available at http://www.ftpartners.com/privacy, supersedes any conflicting terms in these Terms with respect to the subject matter covered by the Privacy Policy.

USE OF THE DATABASE

The contents of this Database are provided for informational purposes only. You may access and use this Database and the content made available to You in the Database ("Content") solely in accordance with these Terms. Unless otherwise expressly provided herein, the Content in this Database is for Your personal, informational, and non-commercial use, and You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any such Content without written permission from FT Partners. You further agree not to: (i) modify, decompile, disassemble or reverse engineer any portion of the Database or Content; (ii) use or attempt to use any deep-link, scraper, robot, bot, spider, data mining, computer code or any other device, program, tool, algorithm, process or methodology or process having similar functionality, to access, acquire, copy or monitor any portion of the Database or Content; (iii) violate the security of the Database or attempt to gain unauthorized access to the Database, Content or FT Partners' computer systems or networks connected to any server associated with FT Partners, through hacking or any other means; (iv) use the Database or Content in any manner that infringes or violates the rights of FT Partners or any third party; (v) export or re-export the Database or any portion thereof or the Content in violation of the export control laws and regulations of the United States of America; or (vi) use the Database or Content in any manner that is unlawful or harms FT Partners, its affiliates or any other user.

Information and material in the Database and/or Content is not intended to constitute an offering of securities in any jurisdiction, and should not be used for the purpose of making investment decisions.

LINKS TO THIRD PARTY SITES

The Content in the Database is aggregated from publicly available services and resources, and links to those or other third party services and resources may be provided. To the extent that the Database or Content contains links to such outside services and resources, FT Partners does not control the availability and content of such outside services and resources. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular service or resource.

UNLAWFUL ACTIVITY

FT Partners reserves the right at all times to investigate complaints or reported violations of these Terms, to take any action we deem appropriate, and disclose any information as FT Partners deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit or to remove any information or materials, in whole or in part, in FT Partners' sole discretion.

SUBMISSIONS

Should you choose to submit to FT Partners any information or news to be published in the Database or for any other purpose, you expressly agree that FT Partners may disclose that information to any third party for any purpose. Any such information provided will not be returned to you and may be used, edited or modified without notice or compensation to you.

RESERVATION OF RIGHTS

All right, title and interest (including all copyrights and other intellectual property rights) in the Database and Content belong to FT Partners and its affiliates. Except as expressly provided in these Terms, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. You agree that the Database and Content are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. You agree not to remove or obscure the copyright or other notices contained in Content retrieved from the Database including but not limited to any copyright or other notices.

DISCLAIMER OF WARRANTIES

YOUR USE OF THE DATABASE IS AT YOUR SOLE RISK UNLESS OTHERWISE EXPLICITLY STATED. THE DATABASE, INCLUDING THE CONTENT, IS PROVIDED ON AN "AS IS" "AS AVAILABLE" AND "WITH ALL FAULTS" BASIS. FT PARTNERS DISCLAIMS ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS, AND WARRANTIES OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. FT PARTNERS MAKES NO REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES AS TO THE USEFULNESS, QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF THE DATABASE OR CONTENT.

FT PARTNERS MAKES NO WARRANTY OR REPRESENTATION THAT: (i) THE DATABASE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR FREE OF ANY VIRUSES, TROJAN HORSES OR WORMS; (ii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE DATABASE OR ANY CONTENT WILL BE ACCURATE OR RELIABLE; (iii) THE QUALITY OF ANY MATERIAL OBTAINED FROM THE DATABASE WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS; OR (iv) ANY ERRORS IN THE DATABASE WILL BE CORRECTED.

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, YOU ASSUME ALL RISKS CONCERNING THE SUITABILITY AND ACCURACY OF THE INFORMATION WITHIN THE DATABASE AND ANY CONTENT PROVIDED. THE DATABASE AND ANY CONTENT PROVIDED MAY CONTAIN INACCURACIES, TYPOGRAPHICAL ERRORS OR OMISSIONS. FT PARTNERS ASSUMES NO RESPONSIBILITY FOR AND DISCLAIMS ALL LIABILITY FOR ANY SUCH INACCURACIES, ERRORS OR OMISSIONS.

FT PARTNERS MAY MAKE CHANGES TO THE DATABASE, CONTENT AND ANY OTHER INFORMATION AND MATERIALS IN THE DATABASE AT ANY TIME AND WITHOUT NOTICE.

OTHER THAN AS REQUIRED UNDER APPLICABLE LAW, UNDER NO CIRCUMSTANCE WILL FT PARTNERS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON ANY INFORMATION, PRODUCT OR SERVICE OBTAINED THROUGH THE DATABASE OR CONTENT. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY CONTENT AVAILABLE THROUGH THE DATABASE.

LIMITATION OF LIABILITY

TO THE FULL EXTENT PERMITTED BY LAW, FT PARTNERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, REVENUE, PROFITS, GOODWILL, USE, DATA, ELECTRONICALLY TRANSMITTED ORDERS, OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF OR IN CONNECTION WITH THE DATABASE, EVEN IF FT PARTNERS HAS PREVIOUSLY BEEN ADVISED OF, OR REASONABLY COULD HAVE FORESEEN, THE POSSIBILITY OF SUCH DAMAGES, HOWEVER THEY ARISE, WHETHER IN BREACH OF CONTRACT OR IN TORT (INCLUDING NEGLIGENCE), INCLUDING WITHOUT LIMITATION DAMAGES DUE TO: (i) THE USE OF OR THE INABILITY TO USE THE DATABASE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY DATA OR INFORMATION OBTAINED, THROUGH OR FROM THE DATABASE; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY IN THE DATABASE, INCLUDING WITHOUT LIMITATION UNAUTHORIZED ACCESS TO OR ALTERATION OF TRANSMISSIONS OR DATA, MALICIOUS OR CRIMINAL BEHAVIOR, OR FALSE OR FRAUDULENT TRANSACTIONS; OR (iv) CONTENT OR INFORMATION YOU MAY DOWNLOAD, USE, MODIFY OR DISTRIBUTE.

TO THE EXTENT THAT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, PORTIONS OF THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY.

GENERAL TERMS

FT Partners may wish to update or change the terms, conditions, and notices for the Database from time to time to reflect changes in the Database or Content, changes in the laws affecting the Database or the Content, or for other reasons. You understand that FT Partners reserves the right to make these changes and that You are responsible for regularly reviewing these terms, conditions, and notices. Continued access to or use of the Database or the Content after any such change shall constitute Your consent to such change. Unless explicitly stated otherwise, any new features that change or improve the Database or the Content shall be subject to these Terms, as modified from time to time.

California law and controlling U.S. federal law govern any action related to these Terms and/or Your use of the Database. Choice of law rules of any jurisdiction will not apply to any dispute under the Terms. You and FT Partners agree to submit to the personal and exclusive jurisdiction of the courts located within the County of San Francisco, California, U.S.A.

FT Partners makes no representation that the content in this Database is appropriate for access outside of the United States. Those who choose to access this Database from outside the United States do so on their own initiative and are responsible for compliance with local laws.

Any express waiver or failure to exercise promptly any right under the Terms will not create a continuing waiver or any expectation of non-enforcement. If any provision of the Terms is held invalid by any law or regulation of any government, or by any court or arbitrator, the parties agree that such provision will be replaced with a new provision that accomplishes the original business purpose, and the other provisions of the Terms will remain in full force and effect.